Our aim is to make the whole process of purchasing or selling a residential property in France as smooth and straightforward as possible.
As independent brokers, Bluesky Finance can access the whole of the mortgage market. So, we are not restricted to a small number of lenders and we have access to hundreds of mortgages in France and in your home country. Our in depth understanding of mortgage markets will help you determine whether you should raise finance in France or in your home country. This will essentially depend on how you plan to use the property, the currency you earn your income in, the value of your residential assets and whether you intend to draw any rental income from your French property.
Once we have found the best lender and mortgage rate to suit you. We will explain the options available and why we feel that lender is the best.
We will update you on the progress on your mortgage application at each important stage. In addition we chase up references, instruct your survey and make sure that the mortgage lender has you as a priority.
While Bluesky Finance's core business is arranging mortgages, we are fully trained and authorized to offer insurance, life and critical illness cover. We see financial protection as an important part of our service to clients all the more so as French lenders require life insurance and building insurance to be purchased alongside a mortgage loan. We will guide you towards the most appropriate cover to suit your needs.
When you decide to sell your property, local regulations require that non-resident sellers appoint a tax representative to certify Capital Gains tax returns. In addition to calculating your Capital Gains tax, we can help you minimise your tax liability by maximizing reliefs and exemptions permitted by laws. We can also help you select the most cost effective option to appoint a Fiscal representative.