BlueSky Finance
Mortgage, insurance and tax solutions for France

Buying a home

Mortgage for buying a French property

BlueSky Finance If you are considering buying a property in France, you should always seek specialist advice from independent legal, tax and finance experts before committing to purchasing a property or signing a contract.
The first decision will be to decide how and where to finance your French property. If you already have a property in your country of residence, you may be able to raise money for a deposit -or the entire purchase- by remortgaging and releasing equity from this property.
Bluesky Finance is working closely with a panel of mainstream and specialist French lenders who offer a wide range of mortgage solutions to buy and renovate an existing property, Buy off-plan or Buy land to build a new home.

Do not hesitate to call or e-mail us for a no-obligation review.

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Top tips

1
Agent fees will be included in the loan amount but notary fees won’t be
2
Life insurance is compulsory and can be taken either from the lender or from an insurance company
3
It is illegal for agents, brokers or lenders to ask for payments before completion
4
Early repayment fees are capped by law and will be automatically waived under certain circumstances
5
Make sure your preliminary sale agreement includes a conditional mortgage clause